Receivables-based capital
Access capital supported by contracted software payments.
Software Receivables Financing
Convert Software Receivables Into Working Capital
Red Sky helps software and recurring-revenue businesses access capital tied to contracted receivables, payment schedules, and predictable customer obligations.
Receivables can create growth friction
Software companies often generate strong contracted revenue but still experience cash-flow pressure when customer payments arrive over time. This can be especially challenging when the business has upfront costs tied to implementation, onboarding, support, sales commissions, or product delivery.
Software receivables financing helps turn expected customer payments into more immediate working capital.
B2B receivables financing for software companies
Red Sky structures capital around eligible software receivables, recurring payment schedules, and contract-level obligations.
The objective is to help companies improve cash availability without forcing customers into less flexible payment terms.
Use Cases
Software receivables use cases
Payment schedule alignment
Structure repayment around expected customer payment timing.
Support operational costs
Fund implementation, onboarding, customer success, and growth expenses.
Maintain customer relationships
Continue offering flexible payment terms where appropriate.
Strategic Approach
A more strategic approach to software receivables
Traditional invoice factoring can feel transactional and may not fit the way modern software companies manage customer relationships.
Red Sky’s approach is designed for recurring revenue, contract-level review, payment visibility, and long-term B2B relationships.
FAQ
Common questions
What is software receivables financing?
Software receivables financing allows a company to access capital based on expected payments from eligible software contracts or receivables.
Is this invoice factoring?
It may share some similarities with receivables-based financing, but Red Sky’s approach is designed around software contracts, recurring revenue, and structured repayment visibility.
Can this help with implementation costs?
Yes. One use case is helping companies cover upfront costs tied to onboarding, implementation, or service delivery while customer payments arrive over time.
What types of companies are a fit?
Software companies, vertical SaaS providers, and B2B recurring-revenue businesses with predictable customer payment obligations may be a fit.
Start the conversation
Ready to unlock the value of recurring revenue?
Whether you are looking to improve upfront cash flow, offer customers more flexible payment terms, or explore structured recurring-revenue opportunities, Red Sky can help create a more flexible path forward.